In this day and age, most of us do not make enough money to just go out and buy whatever we want. Unless what you need is relatively affordable, you do need to plan ahead. Investments have become more than just a thing that we do when we have extra […]
Many people struggle with personal finance because they fail to live by the basic principles that make up a strong personal financial foundation. These basic principles are very important as they cover all other concerns involving saving, budgeting, spending. People who enjoy financial freedom know the value of these principles […]
Save Money With Basic Sewing Skills The clothes that we buy are a major expense for us and for our families. When you get a shirt or pair of pants for a child and they do not fit like you want, what would you do? Most people either give the […]
Most people are well aware that getting a college degree can be quite costly these days. Whether you’re attending a private school or state university, a junior college or even an online program, the expenses paid in tuition, books, and room and board can easily exceed the spending capacity of […]
Mortgage rates vary based upon the rates set by the Federal Reserve. If your current rate is higher than new rates set by the Federal Reserve, you have the option of refinancing or negotiating a new rate. In order to reduce your current mortgage interest rates, you must find out […]
Chances are you’ve heard all types of financial advice and wise tidbits from well-meaning relatives since before taking on your first part-time job, but how much of it is true exactly? Advice to Ignore: Put 10% of your income in savings. While these words of wisdom seem true enough, the […]
Winter has arrived for most of us, meaning that the days are getting shorter and colder. It also means that the holiday season is right around the corner. The holidays mean different things for different people, but most of us would agree that family and relaxation become more important and […]
You may not realize it, but most car insurance companies offer many different kinds of discounts. Based on a range of qualifications, you may be eligible for several car insurance discounts that could lower your monthly premium. Listed below are nine car insurance discounts you may be eligible for. Though […]
Tips on how to save money are a dime a dozen, a quarter a dozen with inflation. Everybody’s got their sure-fire way, but the truth is everybody’s financial situation is different—only you know how you can save money. Big, expensive objects should be the first to go. Keep the visions […]
Working from home can have many advantages. Not only do you not have to change out of your pajamas but you also can make a host of deductions when you efile your taxes. The kind of deductions you can make depends on what type of businesses you have, whether or […]
We’re are constantly on-the-go and creatures of convenience which can put a huge drain on our budgets. Every dollar spent out can easily be stretched much farther when used within the home. If you are looking for ways to save money while still being able to enjoy your everyday conveniences, […]
It is absolutely possible to fix your financial life, get out of debt, and not have to live on Ramen noodles. There are many different ways to pay down debt while keeping a lifestyle, and most of them require a real dedication to the art of self-motivation and management. Don’t […]
